• Assess the risk on new and existing client relationships following DNBC’s AML/CFT Framework and its Risk Appetite.
• Perform due diligence, requesting KYC information and documentation and writing a Client Risk Assessment for recommendation to Management.
• Plan and periodically review client relationships, as well as conduct incident and event-driven client reviews.
• Involved in scanning and archiving of KYC documents, as well as updating internal databases and spreadsheets.
• Ad-hoc projects and responsibilities may arise from time to time.

Transaction Monitoring:

• Monitoring and conducting an assessment on SEPA, SWIFT, and non-SWIFT payments.
• Assessment of client profiles and client data to identify whether the activity is consistent with typical purchasing/ payment activity.
  
• Screening sender and beneficiary information as part of identity verification and conducting due diligence reviews for AML-CTF purposes.
• Working with manual and system-generated alerts/cases for the detection of potentially suspicious transactions.
• Effectively communicate with internal and external stakeholders/ bank partners on transaction-related questions;

Investigation & Reporting:

• Proactively conduct thorough investigations of a wide variety of red flags transactions in client activity (transactional, KYC, and digital profiles).
• Manage, identify, and escalate suspicious transactions to the Money Laundering Reporting Officer (“MLRO”) for onward reporting to the local authorities (FATF, FCIS, FINTRAC,...) if needed.
• Perform AML-CTF risk review/assessments on DNBC's clients-related policies and procedures.
• Provide professional advice on AML-CTF-related issues for the Compliance Dept.

Line-up and reporting duty:

• Report directly to the Compliance Team Leader.
• Escalate serious matters to the higher management.
• Work with other team members to ensure compliance with DNBC’s policy
• Report directly to the Compliance Team Leader.
• Escalate serious matters to the higher management.

Requirements:

• A Bachelor's degree or higher in Finance – Banking, Law, Economics, Foreign Relations, Business Administration, or relevant disciplines.
• 1+ years of proven experience in a regulated financial institution in similar roles (KYC/CDD/ Transaction monitoring, AML analysts, anti-fraud team, etc.). Freshers are also welcome to try.
• Basic understanding of Know Your Customer regulations (including AML/CFT framework).
• Have Fundamental knowledge of international payment, transaction monitoring as well as AML regulations. Having an AML Certificate is an advantage.
• Transaction analysis skills related to international wires, corresponding banking, cash, and screening activity.
• Good communication, fluent English writing, and speaking skills.
• Ability to manage assigned tasks in an efficient and timely manner.

Benefits:

• Competitive salary: Competency-based pay.
• 13th-month salary.
• Tet bonus is based on seniority and capacity.
• 10% salary bonus on special occasions: 30/4, 2/9, 1/1.
• Allowance based on labor law (Children's Day, Mid-Autumn Festival, Wedding, Maternity).
• Health insurance, social insurance.
• Professional training in a probation period.
• Positive working environment: kindly, dynamic, and creative.